Terms & Conditions

1. Overview and acceptance

These Terms & Conditions (“Terms”) apply to your use of this website and any pages, content, tools, forms, portals, or services made available through it (collectively, the “Services”). By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms.

If you do not agree with these Terms, you must not use the Services. Additional terms may apply to certain features (for example, partner portals, secure message centers, or account-related tools). Where additional terms conflict with these Terms, the additional terms will prevail for the relevant feature.

2. Eligibility and permitted use

The Services are intended for users who can form legally binding agreements and who access the Services in compliance with applicable laws and regulations.

• You must be at least the age of majority in your jurisdiction or use the Services under the supervision of a legal guardian.
• You must comply with all applicable local, national, and international laws when using the Services.
• You must not use the Services in any manner that could harm the security, integrity, or availability of the website or underlying systems.
• Access may be restricted or unavailable in certain jurisdictions due to regulatory requirements.

We may request information to verify your eligibility and may deny access if we reasonably believe that your use would violate applicable laws or create legal or operational risk.

3. Account registration and identity verification

Certain features may require account registration, identity verification, and acceptance of additional documentation (including KYC/AML checks where applicable). You agree to provide accurate, current, and complete information and to keep it updated.

• You are responsible for maintaining the confidentiality of your credentials and for all activities conducted under your account.
• You must immediately notify us of any suspected unauthorized access, credential compromise, or security incident.
• We may suspend or limit access while we investigate suspected fraud, unauthorized access, or compliance issues.
• Identity verification may require documentation and may involve checks with third parties, where permitted by law.
• We may refuse, suspend, or terminate an account if required by law, regulation, court order, or internal compliance assessment.

You remain solely responsible for ensuring that any information submitted through the Services is lawful, accurate, and appropriately authorized.

4. Online portals, tools, and availability

We may provide online tools or portals for informational purposes and administrative workflows. While we aim for continuous availability, we do not guarantee uninterrupted operation.

• Scheduled maintenance, updates, or emergency fixes may result in downtime without notice.
• We may change, suspend, or discontinue any part of the Services at any time.
• We may apply rate limits or access controls to protect systems and users.
• We are not responsible for failures caused by your device, internet connection, or third-party software.

Any timestamps, balances, quotes, or summaries shown in the Services may be delayed, indicative, or subject to correction and should be validated using official confirmations where available.

5. Website content and informational nature

The content on this website is provided for general informational purposes and may include commentary, market observations, or educational materials. Content may be changed at any time.

• Nothing on the website constitutes investment advice, a personal recommendation, or an invitation to transact.
• You should not rely on content as the sole basis for financial decisions.
• Information may originate from third parties and may not have been independently verified.
• Past performance and example scenarios are not indicative of future results.

Where the website presents forward-looking statements or projections, these are inherently uncertain and may change materially.

6. Requests, inquiries, and instructions

Any request, inquiry, or instruction submitted through the Services (including contact forms) is subject to review, verification, and acceptance. We may require additional information to confirm identity and authority.

• Submission does not create any obligation to provide services or execute transactions.
• We may decline requests that are incomplete, inconsistent, suspicious, or non-compliant.
• For security reasons, certain instructions may only be accepted through approved channels.
• You are responsible for checking confirmations and notifying us promptly of any discrepancies.

Where applicable, execution of any transaction may depend on third parties, market conditions, cut-off times, settlement windows, or regulatory constraints.

7. Fees, charges, and taxes

Fees and charges may apply to certain services and may be described or disclosed separately (for example in schedules, product terms, confirmations, or partner documentation).

You agree that fees may change over time. Where required, we will provide notices or updated disclosures through reasonable means.

8. Acceptable use

You agree not to misuse the Services. In particular, you must not:

• Attempt to gain unauthorized access to systems, accounts, networks, or data.
• Probe, scan, or test the vulnerability of any system or breach security measures.
• Introduce malware, automate excessive requests, or interfere with normal operation.
• Reverse engineer, scrape, or extract data in violation of applicable law or our rights.
• Use the Services for unlawful, fraudulent, or abusive purposes.

We may monitor usage for security and compliance purposes and may suspend access where we detect or reasonably suspect misuse.

9. Security and communications

Security is a shared responsibility. You agree to follow reasonable security practices when using the Services.

• Use strong, unique passwords and keep them confidential.
• Keep your device and browser updated and protected with appropriate security software.
• Verify website URLs and avoid suspicious links or unknown attachments.
• Notify us promptly if you suspect phishing, impersonation, or unauthorized activity.

We may contact you for security and service-related notices. You are responsible for maintaining current contact details and monitoring communications.

10. Intellectual property

All content on this website, including text, graphics, logos, layouts, and software, is owned by us or our licensors and is protected by intellectual property laws.

You may view and print content for personal, non-commercial use only, provided you do not remove proprietary notices and you do not modify the content.

• No license is granted except as expressly stated in these Terms.
• You must not reproduce, distribute, publicly display, or create derivative works without prior written consent.
• Trademarks and brand elements may not be used without authorization.

11. Disclaimers

The Services and all content are provided “as is” and “as available”. To the maximum extent permitted by law, we make no warranties of any kind, whether express or implied.

We do not warrant that the Services will be uninterrupted, secure, error-free, or free from harmful components, or that any defects will be corrected.

• Information may be delayed, incomplete, or subject to correction.
• Third-party content and links are provided without endorsement or responsibility.
• Any reliance on the Services is at your own risk.

12. Limitation of liability

To the maximum extent permitted by law, we disclaim liability for any direct or indirect loss, damage, cost, or expense arising out of or in connection with your use of the Services.

This includes, without limitation, losses resulting from reliance on website content, delays, system outages, market conditions, transmission errors, or malicious software.

Nothing in these Terms excludes liability that cannot be excluded under applicable law (for example, liability for fraud or willful misconduct, where applicable).

13. Suspension and termination

We may suspend, restrict, or terminate your access to the Services (in whole or in part) at any time if we reasonably believe that:

• Your use violates these Terms, applicable law, or regulatory requirements.
• Your account or activity poses security, fraud, or operational risk.
• We are required to do so by law, regulation, or competent authority.

Termination does not affect rights and obligations that by their nature should survive, including intellectual property, disclaimers, and limitation of liability.

14. Governing law and jurisdiction

These Terms are governed by the laws applicable to our operations and, where required, by mandatory consumer protection laws in your jurisdiction.

Any disputes arising from these Terms or your use of the Services shall be subject to the competent courts, unless mandatory law provides otherwise.

15. Changes to these Terms

We may update these Terms from time to time to reflect changes in our Services, legal requirements, or operational practices.

If we make material changes, we may provide reasonable notice. Your continued use of the Services after changes are posted constitutes acceptance of the updated Terms.

16. Contact

If you have questions about these Terms, please contact us using the details below.

For security reasons, please do not include sensitive credentials in email. We may request additional information to verify identity and authority.